We have gone through a year that has wreaked havoc on our lives. A mortgage crisis that has foreclosures up 18% that last year, breakdown of our largest investment firms, and a banking industry that is in disarray. Our government has been bailing out companies at one time thought to be the towers of power; GM, Ford, Citibank and Bank of America, and of course AIG, to name a few. Historic unemployment with nearly five million neighbors out of work with a very slim job market. Once profitable retailers like Circuit City, Fortunoff, and Lines N Things are now out of business or in re-organization. There is a slowdown in consumer spending due to the loss of savings funds and the lack of job security of many bread winners in the work force. The loss of over 40% of our investments, including retirement, children’s college funds and and overall savings plans will take many years, if ever, to recoup. What is the next shoe to drop?
Does everyone remember how we have paid for luxury items, vacations, holidays, gifts, and oh yeah, grocery over the past 25 years. If you guest credit, you get a gold star (Good news, gold is selling very high right now!).

What do You owe?
Consumer credit outstanding in the U.S., as of March, stood at over 2.5 trillion dollars. This number does not include mortgages, only consumer credit. With so many families struggling, small companies trying to survive, and large corporations looking for cost cutting measures every day, there will be many people unable to keep up with the bills.
Credit is one of the first items to go unpaid in this environment. Mortgages, utilities and the necessities are payment priorities. It is always smart to have a plan in place for the worst of times, but sadly, many people do not, or are running out of their emergency funds.
The key right now is saving in every possible area you can. Look at your daily spending habits and find ways to save dollars. The dollars add up and help you get through the current economic crisis. look at your entire financial picture to discover other ways to save. Things will get better, it will be easier on those who sacrifice now and learn the harsh lesson taught by these times: Have a financial plan, stick to that plan and don’t get fooled again.
I want to start blogging too, what do you think, which blog cms is good for beginner?
hey,I find out that your blog is very educational and useful and we wonder if there can be a possibility of obtaining More content like this on your website. If you willing to assist us out, we would be willing to compensate you… Yours, Brain Hulet
I am so glad you find my blog useful and informative. My website is forwardmotionbusinesscoaching.com if you would like more information.
Regards,
Carmen
Thanks for reading! Yu can get more information at my site, forwardmotionbusinesscoaching.com!
Carmen
Yo,good article,thanks for your share! and I get confused if i can use this article in my website if I place a link back to yours? Waiting for your reply!
Yes, you can absolutely trackback to this article. Thanks for your interest!
nice blog, reminds me I must get around to adding more content on my own blog, kinda neglected them.
Thanks for your comment! I agree, I have been remiss. I will be making more entries this month. I will check your blog out.
Carmen
you have a good sense of humour.
Thanks for your comment Toney! I appreciate it. I hope to give you more to read this week.
regards,
Carmen
nice post. thanks.
well done!nice job!
A really great blog thanks for the post.
I appreciate it.
哈哈 我来给博主盖个楼 顺便收藏一下
I appreciate that you read my blog.
Cool website you have over here, good job what you did in your free time 🙂
Learn more at forwardmotionbusinesscoaching.com
Fantastic blog! I really love how it is easy on my eyes and also the details are well written. I am wondering how I may be notified whenever a new post has been made. I have subscribed to your rss feed which must do the trick! Have a nice day!
Thanks so much. We will make it easier to be notified in the next few days.
I am not too ecstatic about this Toyota recall decision. I own quite a lot of Toyota shares so it’s quite distressing me.
Hopefully their strong management will turn things around swiftly.
This Toyota recall is very regrettable. People like myself with Toyota stocks are getting frightened.
Me English no well, but had to say me like what you say. Thank you from me. Me share video now of my country.
Thank you for sharing.
This is a good blog. Keep up all the work. I too love blogging and expressing my opinions. Thanks 🙂
Credit has gone way beyond what it was meant to be.
Great info, I love all of the opinions. Everyone needs to express themselves freely 🙂
I love this forum, I am Nathan Wong and I am now in South Africa. I hope someone has seen any website that is of the same quality as this English writing learning site. I have no budget whatsoever, gladly thankful if you let me have more information on any such free sites. Thanks.
Best of luck to you! Learnenglish.de looks like a good english learning site.
Epic, thanks for posting!
Thank you for reading it. Please continue to follow, I will always try to help people learn more about what affects them.
I am definitely bookmarking this web site and sharing it with my acquaintances. You will be getting plenty of visitors to your site from me!
Thank you so much.
You can count me in for a Digg. Thanks for posting this on your blog!
So much aprreciated! I hope I can continue to educate and inform.
Hello just thought i would certainly let you know one thing.. This is twice today i have landed on the blog within the last 2 days looking for completely unrelated things. Spooky or what?
Crazy and spooky!
How is it that just anybody can write a blog and get as popular as this? Its not like youve said anything incredibly impressive –more like youve painted a pretty picture over an issue that you know nothing about! I dont want to sound mean, here. But do you really think that you can get away with adding some pretty pictures and not really say anything?
Interesting. I’m guessing you don’t think planning and looking at the economy realistically are important?
I have seen many blogs like this blog. In fact I challenged myself trying to make one like this too, however I am not technically inclined on how to do it. What is this so-called web2.0 all about? Is it hard to learn? Need I be smart in computers to set up a blog? I plan to hammer together a similar blog for my esl for students website. Can the features be meshed into a current website?
Blogs are not difficult to start. I use WordPress and it is a very easy blogging tool.
Gracias por sus comentarios perspicaces. Espero visitar su sitio web en breve.
Thank you Angela. I appreciate your visits.
Me read http://forwardmotionbusinesscoaching.com/blog/?p=19 everyday, good information and practice for English. Thank You as is pleasure read your blog.
Thank you for your comment. I hope the information helps. I will continue to inform the public of the real issues that affect us every day.
Not easy to say thank you, me english not so well – but these really good. Good read to practice English.
You said it very well!
nice blogging here here.
Thanks for commenting.
Nice to be here, I am now in Madrid, Spain. I was shortlisted to go to an employment interview this coming Wednesday for a packaging marketing job. This is going to be a first and I hope not last interview immediately upon graduation. Appreciate you wish me a fruitful attempt. This job deals with tape dispensing tools and other similar products.
Good luck Gary, let me know where you land!
Good day… I’d rather be straighforward. I am trying hard to get backlinks to my essay writing resource site and I hope you will approve my post here. This website is a totally free site that teaches non-native speakers on the essentials of writing essays and I am positive that lots of students will consider it helpful. Once more, I would be glad if you will accept my thread, and I thank you in gratitude.
I hope it helps!
I think youve made some truly interesting points. Not too many people would actually think about this the way you just did. Im really impressed that theres so much about this subject thats been uncovered and you did it so well, with so much class. Good one you, man! Really great stuff here.
Great that this information connected with you. Let me know any other info that may be important to you.
Respect to the author of skillful text. I am want to say thanks for right words, and thanks to google for high rating of your blog.
I’m so glad you were able to connect with my blog!
Resources such as the one you mentioned here will be incredibly helpful to myself! I will publish a hyperlink to this page on my personal blog. I am sure my site visitors will find that quite beneficial.
I hope it adds a lot of value to your blog.
I must say, as much as I enjoyed reading what you had to say, I couldnt help but lose interest after a while. Its as if you had a great grasp on the subject matter, but you forgot to include your readers. Perhaps you should think about this from more than one angle. Or maybe you shouldnt generalise so much. Its better if you think about what others may have to say instead of just going for a gut reaction to the subject. Think about adjusting your own thought process and giving others who may read this the benefit of the doubt.
I do have 26 years experience in the industry, so it is more than a gut reaction. I appreciate your comment.
Configure your rss please, I reading blogs news via rss reader, thnks.
Thanks, let me know if it is still not working.
Saluta! piece of the information interested for me and my blog readers, can i quote your words in my personal blog if I place a linkback to your website?
Please do!
Keep up the nice text, added to my internet explorer rss.
Hallo, Dear Writer!
My name is Katherine from Netherlands and I am Consultant.
You wrote a interesting thing, I am added it to my IE rss feed reader.
piece of your text interesting for my blog readers.
I want quote your one to my blog.
Can i to do that, if I add a backlink to your popular personal blog ?
I found your skillful post in the yahoo ..
Looks like your excellent personal blog have seven millions friends at your exclusive personal now, exclusive effect for every journalist.
Thank you Katherine for using some of my blog. Please come back soon for more useful information.
Backlinks swap suggestion… I’m new here, how about swap inbound links with me at english writing course.?
Hi I love this post and it was so fabulous and I am gonna bookmark it. I Have to say the Indepth analysis you have done is trully remarkable.Who goes that extra mile these days? Well Done! Just another tip you caninstall a Translator for your Worldwide Audience !!
Did you take a university course in writing?
I have taken writing and composing courses, I hope they helped!